Dhamana Loan

A secured loan backed by land or property, ideal for accessing high-value financing with structured long-term repayment.

Loan Overview

The Dhamana Loan is a secured financing solution tailored for members who wish to leverage their property or land to access higher loan amounts. By using a clean title deed as collateral, members can unlock substantial funding with confidence and security. This loan is ideal for long-term investments and large-scale projects, offering structured repayment terms and competitive rates while ensuring transparency through professional valuation and legal processes.

Terms

  • Multiplier: Up to 4× deposits
  • Interest: 1.0833% per month
  • Repayment: Up to 72 months
  • Processing: ~3 months

Requirements

  • Clean title deed (no encumbrances)
  • Property valuation and legal charge required
  • Ability to repay (1/3 rule or other income)
  • Minimum contribution: KSh 10,000/month

Ready to Take Control of Your Finances?

Register now and unlock exclusive member benefits, competitive returns, and financial solutions designed to help you succeed.