Household Loan
A premium long-term loan designed for members seeking substantial financing to support major investments and long-term financial goals.
Loan Overview
The Super Saver Loan is a premium long-term financing solution designed for members seeking substantial funding to support major investments such as property development, business expansion, or other high-value projects. With the ability to borrow up to four times your savings, this product offers the flexibility and capacity needed to achieve ambitious financial goals. Structured with competitive interest rates and extended repayment periods, it ensures that you can access significant capital while maintaining manageable monthly commitments.
Terms
- Multiplier: Up to 4× deposits
- Minimum loan: KSh 1,000,000
- Interest: 1.0833% per month (reducing balance)
- Repayment: Up to 72 months
- Minimum contribution: KSh 10,000/month=
Requirements
- Minimum membership: 2 years
- Must meet savings multiplier criteria
- Ability to repay
- No existing Type 1 loan
- Must meet refinancing conditions where applicable
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