Household Loan

A flexible long-term loan designed to help members achieve key financial goals with manageable repayment.

Loan Overview

The Premium Loan is designed to support members in achieving their long-term financial goals with ease and flexibility. Whether you are planning a major personal project, consolidating finances, or investing in opportunities, this loan provides a reliable source of funding. With structured repayment terms and competitive interest rates, it offers a balanced approach to borrowing—helping you move forward while maintaining financial stability.

Terms

  • Interest: 1% per month
  • Repayment: Up to 60 months

Requirements

  • One active Premium loan at a time
  • Ability to repay
  • Eligible for refinancing (except Dhamana loans)
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